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Michigan Lottery Online: Legal MI Online Lotto Website, App, and Games

Online Lotto in Michigan
Draw Games Legal since: 2014
Instant Games Legal since: 2014
Fast Cash Games Legal since: 2014
Keno Legal since: 2014
Online lottery in Michigan was legalized in August of 2014. Since then, the state’s residents have been able to access many popular games from the comfort of their homes. In our beginner-friendly guide, we explore the MI lottery online platform, lucrative bonuses, and legislation. Best State Lottery Site for MI Players:
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Last updated: February 22, 2024

Online Lotto Sites

Michigan Lottery Site Welcome Bonus Bonus Code Legal In Site Rating Pros and Cons Secure Link Terms
Michigan Lottery 50% up to $200 + $15 Free
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Jessica Whitehouse, Editor at online-gambling.com
Jessica Whitehouse

Jessica Whitehouse is among the professional online-gambling.com editors in charge of ensuring that our readers get the best and most reliable news and details from the online gambling world. Her focus is on blackjack and roulette reviews, lottery, and more.

Why You Can Trust online-gambling.com
  • We closely follow trusted news outlets such as the Detroit Free Press and The Detroit News to get the latest information on Michigan’s lotto industry and gambling laws.
  • We specialize in all forms of online gambling. We offer free reviews and guides, such as our best slots sites guide and our article on the top online roulette operators.
  • We update our readers on all changes related to MI lottery laws. We base our articles on thorough research of the Michigan Legislature.

Michigan Lottery – Games You Can Play

The Michigan Lottery offers a diverse range of games to state residents. Lottery games have always been popular, and luckily, they are also available online. You can participate in exclusive draws like Lotto 47 and multi-jurisdictional games such as Powerball. However, the platform has more to offer, so here are the games available in 2024:

You can learn more about the different types of Michigan Lottery games below. We’ve explored each one in detail, as they all have unique traits. However, one thing they have in common is that they’re all available on desktop and mobile. Therefore, no matter your device preferences, you should be able to find a suitable game.

Draw Games

The multi-jurisdictional draw games [2] are the highlight of this Michigan lottery review. That’s because the biggest jackpots are tied to draws like Lucky for Life and Mega Millions. However, some exclusive state games like Fantasy 5 and ezMatch are also attractive. You can explore all available options below:

  • Fantasy 5
  • ezMatch
  • Lotto 47
  • Lucky for Life
  • Mega Millions
  • Powerball

The US Powerball and Mega Millions are available across 45 states and sell millions of tickets every week. They have paid out billions in prizes since their creation, so it’s clear why they would be our first choice. However, if you’re looking for something more exclusive, Fantasy 5 is a good option. Finally, note that the state draws Daily 3 and Daily 4 are not available online.

Instant Games

You can play around 90 instant lottery games online in Michigan. Also known as scratch-offs, they come in a wide range of themes. They also boast excellent graphics and sound effects. You can purchase them for any price between $0.05 and $20 and win up to $500,000. Here is a selection of the most popular online scratch-off games in the state:

  • Michigan Cash Drop
  • Color Pop
  • Instant Keno Multiplier
  • Queen of Diamonds
  • Wheel of Fortune
  • Enchanted Winnings
  • Riches Royale
  • VIP Platinum
  • Blackjack Doubler
  • Instant Football Payout
  • Jungle Payout
  • Treetop Treasures

On the Michigan online lottery website, you can filter the instant games by prize, price, and even theme. So, you can easily pick the scratch-offs that suit your budget and taste. These online versions are played the same way as the ones you can buy from lottery retailers. However, they offer a more convenient way to potentially get some instant wins.

Fast Cash Games

Fast cash games strongly resemble instant games, with the only difference being that they feature a progressive jackpot. With each MI lottery online ticket sold, the jackpot grows. Some of the games also include a multiplier, which can boost your winnings even further. Here are the most well-known titles in the category:

  • 100X The Cash
  • 20X The Cash
  • 50X The Cash
  • Big Bowling Bucks
  • Jackpot Slots
  • Jumbo Jackpot Slots
  • Lucky 7s
  • Super Lucky 7s
  • Lucky Clover
  • Extreme Green
  • Money Match
  • Mega Money Match
  • Wild Time Progressive
  • Double Win Wild Time
  • Diamond Wild Time Progressive

We should point out that currently, fast cash games cannot be played online. You will need to visit an official lottery retailer to purchase a ticket. However, given their popularity, the Michigan Lottery online site may feature them in the future. For now, you can only use the platform to find where you can purchase tickets for games like Lucky 7s and Extreme Green.

Keno Games

Keno is a lottery-style game that is popular in the United States. You can play it at land-based establishments that offer lotto in Michigan, but not online. However, the Michigan Lottery offers four keno instant win games. They fall under a different category, but titles like Bullseye Keno are excellent alternatives.

  • Bullseye Keno
  • Fuzzball Keno
  • High Card Keno
  • Top Shot Keno
  • Instant Keno
  • Instant Keno Multiplier

Playing keno online is incredibly easy. You select your ticket cost and mark between 1 and 15 numbers on a card containing 80 in total. The payouts adjust according to the price of the ticket and how many numbers you select. Afterward, 20 numbers are drawn, and if you get any matches, you win.

Michigan Lottery Odds

We all know that the chances of winning the lottery are low. For instance, you have just a 1 in 302,575,350 chance of scooping the Mega Millions jackpot prize. Yet the overall chance of winning any prize looks far more favorable. Here are the odds of winning some popular lottery online Michigan games:

Michigan Lottery Game Odds
Powerball 1 in 25
Lucky for Life 1 in 8
Lotto 47 1 in 47
Mega Millions 1 in 24
Fantasy 5 1 in 9
Bullseye Keno 1 in 13.86
Fuzzball Keno 1 in 1.59
Instant Keno 1 in 2.87
Michigan Lottery Game Odds
Queen of Diamonds 1 in 31.87
Wheel of Fortune 1 in 37.24
Treetop Treasures 1 in 39.03
Blackjack Doubler 1 in 20.61
Color Pop 1 in 16.70
King of Clubs 1 in 32.0
Michigan Cash Drop 1 in 4.72
Enchanted Winnings 1 in 3.82

The state lottery provides complete transparency when it comes to game payouts. Each game on the Michigan Lottery official website has a detailed breakdown of the odds for winning each prize. You will also find the overall odds of winning any prize. So, you can boost your chances of winning by picking games with favorable odds.

Top Bonus Offers for MI Lottery Players

Playing the Great Lakes state lottery online can also be rewarding. As a new player, you can claim the competitive Michigan Lottery promo. All you need to do is register, and you will receive $15 free to spend on games. In addition, for your first two deposits, you will get a 50% match up to $200.

Michigan Lottery 50% up to $200 + $15 Free
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Competitive bonus Many deposit options 21+. T&Cs apply.

This Michigan online lottery sign-up bonus is available to all new players. However, just like Michigan online casino bonuses, it’s not a gift, so make sure you examine the terms and conditions. For example, the minimum deposit required to trigger the promotion is $10, and there is a certain validity period and wagering requirements.

No-Deposit Bonus

As mentioned, one of the main Michigan Lottery promotions is a no-deposit bonus. This means you can claim it simply by signing up, and there is no need to put in any of your own money. In addition, the Daily Spin to Win offer is available to all players who have an account.

You get to spin the wheel for a chance to win in-store/online free play, or up to 1000 giveaway entries each day. Therefore, in a way, you get the chance to claim a no-deposit bonus every day. Just remember to claim your free spin each time you log in.

Other Lotto Promotions

Another popular promotion you can take advantage of online is the Let’s Play Giveaway. It runs every month and gives you the chance to win a grand cash prize when you play selected Michigan Lottery games. However, bonus offers change frequently, so check the promo page of the official site for the latest information.

Michigan Lottery App for Android and iPhone

The Michigan Lottery website makes it incredibly convenient to play lottery games. Yet the apps for iOS and Android make it even more convenient to purchase scratch-offs and buy tickets for draws. It also boasts various other features that are useful for players. Downloading the app can help you:

  1. Scan tickets to check for wins
  2. Play the Daily Spin to Win promo
  3. Play instant win games
  4. Buy tickets for lotto draws
  5. Check winning numbers
  6. View current jackpots
  7. Watch drawings for Club Keno
  8. Find the nearest official Michigan Lottery retailer

The app is available for Android 6.0 and up. You can download it directly from the official site. Meanwhile, the iOS app requires iOS 14 and later and can be downloaded from the App Store. If you would prefer to play the Michigan lottery online without downloading an app, you can simply open the state lottery website directly in your mobile browser.

Michigan Lottery 50% up to $200 + $15 Free
Not Needed
Competitive bonus Many deposit options 21+. T&Cs apply.

You can get the Michigan Lottery app via the link above. It’s subject to the same strict security and player protection standards as the lottery website. So, you can make deposits and play games on the go, safe in the knowledge that your payments and personal data are completely protected.

Deposits and Withdrawals

If you want to play the lottery online in Michigan, you will need to know how to deposit real money into your account. There are various ways to do that, but the most trusted payment methods include credit/debit card, PayPal, and bank transfer. You can also purchase an online game card using cash at any official retailer. Owing to the extra security and enhanced privacy, we recommend depositing with PayPal.

Michigan Lottery 50% up to $200 + $15 Free
Not Needed
Competitive bonus Many deposit options 21+. T&Cs apply.

If you win, you can claim your cash instantly on the website or through the app. The minimum withdrawal is $10, and your payment will usually be made via the same method you used to deposit. The operator aims to process all requests within 48 hours. Once approved, you should get your money within five days if you opted for a bank transfer and within 24 hours if you chose PayPal.

Claiming Your Winnings

In the section above, we explained the process for withdrawing any prizes of up to $600 from the Michigan online lottery website. However, note that for any prizes between $600 and $50,000, you will need to submit a claim form online. If your luck truly comes in and you land a prize of $50,001 or more, you will need to submit the form and then visit the Lottery headquarters to get your money.

How to Play Lottery in MI: Getting Started

To play lottery games online in the Wolverine State, you must make an account on the official Michigan Lottery site or register through the app. The process is simple – you just need to provide a few personal details and confirm your identity. You can follow this step-by-step guide to ensure you don’t miss anything important:

  1. Visit the Michigan Lottery official site using the secure link provided in this guide.
  2. Click on the “Register” button.
  3. Enter your email address and create a password.
  4. Enter the required personal information, including name, address, age and SSN.
  5. Click submit, and your account will be created instantly.
  6. You can now make a deposit, claim your bonus, and play lottery games online.

The account registration process takes just a few minutes. Once you’re done, you can make your first deposit and claim the welcome bonus. You can then peruse the game selection and start playing games online instantly. Just note that you will probably be asked to provide proof of identification when you submit your first withdrawal request.

Lottery Laws in Michigan

The McCauley-Traxler-Law-Bowman-McNeely Lottery Act [1] was passed in 1972. Also known as Public Act 239, it authorized a state-run lottery in Michigan, with the aim of generating revenue to supplement state education programs. Since its official launch, profits from ticket sales have contributed more than $23.4 billion to the School Aid Fund.

Looking to the present, online lottery platforms were legalized in Michigan in August of 2014. Since then, players have had access to various games, including draw, instant, and fast cash games. As mentioned, keno is also allowed, but the only versions available online are keno instant win games.

Online Lottery Gambling Age in Michigan

Michigan has legalized online lottery play for all residents 18 years and older. Those who wish to play online must make an account. During the registration process, age and identity verification technology is used to verify that only those residents who are of legal age play on the site.

You will need to enter your date of birth and the last four digits of your social security number when you create an account at the Michigan Lottery site. If anyone under the age of 18 is found playing the state lottery online, all winnings will be forfeited. You could also be referred to local law enforcement.

  • Online Lottery Age
    You must be 18+ years to play online lottery games in Michigan.
  • Alcohol Age
    You must be 21+ years to drink alcohol in Michigan.
  • Weed Age
    Anyone 21+ years can use marijuana recreationally in Michigan.

Taxes on Your Lotto Winnings in MI

The IRS considers lotto earnings taxable income. Currently, the Michigan Lottery withholds federal taxes at 24% and state taxes at 4.25% on winnings over $5,000. For prizes greater than $600 up to and including $5000, the Michigan Lottery does not withhold any taxes. Although, it’s required to report the winnings to the IRS and the Michigan Department of Treasury. It is the winner’s responsibility to report the income in the same tax year it is claimed.

Famous Lottery Winners from Michigan

In 2012, the state lottery celebrated the winner of its biggest-ever jackpot, a whopping $337 million Powerball ticket [2]. Donald Lawson of Lapeer could not believe his luck when he discovered his ticket, bought at a Sunoco gas station in his town, was the winner. There have been many other considerable wins made through the Michigan Lottery online platform, but none of them are this grand.

Responsible Gambling and Addiction Prevention

Playing online lottery games can be entertaining. However, you should keep in mind that, as with all forms of gambling, there is a risk of developing addictive behavior. However, the Michigan Lottery is committed to promoting responsible gambling, and you can protect yourself using their wide range of self-exclusion tools. The platform also allows you to set deposit and time limits.

Furthermore, the state lottery donates $1 million each year to the Michigan Department of Health and Human Services [3]. The funds are used to support education and treatment programs for problem gambling. Some local organizations available to help residents include the Michigan Problem Gambling Helpline and the Michigan Association on Problem Gambling.

Online Lottery in Other States

Michigan residents are lucky because the state is one of the few that offers a wide range of legal online lotto games without subscription requirements. For example, you can play online lottery in Illinois, but instant win tickets can only be purchased at a retailer.

In fact, most states have not yet legalized online lotto, while online gambling in Michigan is even possible via casino and sports betting platforms. Therefore, you should always check individual state laws before you play to ensure that you stay on the right side of the law.

Lottery Guides for Nearby States

Upcoming Regulation Changes for Michigan Online Lottery

Michigan has legalized online lotto and various other forms of gambling, but there is no clear sign if any further regulations can be expected. Since the launch of legal online casinos in Michigan, there’s been limited scope for expansion. Therefore, it’s our expert opinion that for now, no major changes will be implemented.

The Michigan Lottery could potentially team up with a third-party app like Jackpocket. Currently, this operator successfully partners with the New Jersey Lottery to bring players the option to engage in this form of gambling not just in person but online. We will keep updating this page, so come back occasionally.

References

  1. McCauley-Traxler-Law-Bowman-McNeely Lottery Act (PDF), Michigan Legislature, (Retrieved November 30, 2023)
  2. (August 31, 2012), Winner of $337 million Powerball jackpot revealed in Michigan, NBC News, (Retrieved November 30, 2023)
  3. Michigan Department of Health and Human Services, Michigan Government Website, (Retrieved November 30, 2023)

FAQ

To complete our Michigan Lottery online guide, we have created a useful FAQ section. We researched what questions are commonly asked about playing lotto online in Michigan. We have collated the most frequent queries, and below, you will find the answers.

1. Is online lottery legal in Michigan?

Yes, this form of online gambling was legalized in 2014. You can play all kinds of instant, draw, and fast cash games on the Michigan Lottery official website. However, you must be 18 years or above to gamble with real money or claim any welcome bonuses.

2. How can I play online lottery in Michigan?

If you want to learn how to play lottery games in MI, you should explore techniques such as tracking, wheeling, and pooling. To get started, you can create an account on the official website of the state lottery and make a deposit of at least $10.

3. Can I play MI online lottery on the go?

You can download the Michigan Lottery app on your Android or iOS device and play on the go. You can also play directly in your mobile browser, with no need to download a native app. However, if you choose that option, you won't be able to use features like biometrics login.

4. How old do I have to be to play online lottery in MI?

As stated by local authorities, the online lottery gambling age in Michigan is 18. Keep in mind that fooling the platform is not possible because, during the registration process, age and identity verification technology is used. It will check if you are a resident of the state and if you're of legal age.

5. What are the most popular online lottery games in Michigan?

There are many Michigan Lottery games popular among local players. Some examples include Powerball, Lucky for Life, Lotto 47, Mega Millions, and Fantasy 5. These titles are also associated with rather fair odds. However, remember that this is a game of luck, so there are no guarantees of winning.

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